Tag-Archive for ◊ Town Hall for Hope ◊

29 Mar 2009 Town Hall For Hope with Dave Ramsey

I am laying in bed this Sunday afternoon resting and watching NBC’s Dateline special on “Inside the Financial Fiasco.” The one I am watching is part 2 of a 3 part series. The 3rd part of the series is playing tonight at 7pm EST.  It’s disturbing to watch and see all  the scare tactics made to get people to pay their debt, which debt collectors get sued over. It makes me very thankful that Tim and I are out of debt and don’t have to worry about what these people on tv are dealing with.

Tomorrow Tim and I are speaking at a Total Money Makeover class that is being lead by the man in our church that introduced us to Dave Ramsey’s plan to become debt free. We’ve been told that there are about 400 people meeting at this class, which totally makes me nervous, but with watching Dateline I am just getting frustrated and can’t wait to tell people that if they take what they are learning from the Total Money Makeover seriously, it works. It takes discipline, but it is totally worth it to not be slave to the lender. (Proverbs 22:7) And it is possible to be debt free, we’re a living example of that! I love walking to my car in a parking lot because I admire my debt free sticker on my back window. It makes me proud to see that and know that all our hard work was totally worth it!

Tim and I are planning on being at the entire class tomorrow, and I really hope our story touches some people and that we’re able to talk to others tomorrow night and be an encouragement. These stories on dateline of people living okay until loosing a job because of the economy and then depending on credit cards to pay for groceries and essentials is just sad. Tim and I are currently building up a 6 month emergency fund so we don’t get caught up in that trap. We don’t have any credit cards and it is so comforting that when we have a medical bill or car problem that surprises us, we have the money to pay for it. We might have to cut eating out or put aside less for gifts for people that month, but we’re able to get by, and so far without having to dip into our emergency fund.

I want to encourage everyone to attend a Town Hall for Hope on April 23rd. You can go to the website and find somewhere locally hosting the live broadcast of Dave Ramsey speaking about the economy and lots more. And on top of that you can surround yourself by others in your community and be a support for each other. I don’t understand why people wont talk about money. I hear from so many people that it is a personal issue, but if it stays personal who does it help? Who do you learn from and who do you teach if you don’t share about your financial situations? There have been lots of people in our church who have gone through the class, Total Money Makeover. Some people go full speed through the process, some are slow at making progress, and some listen to the advice and that’s it, no actions are taken. You can guess how each of those situations end up. The huge topic on the news these days is how the economy is hurting greatly, and that’s not going to change until people get an understanding of money and realize that debt is dumb. Stop using credit cards and don’t buy something unless you have the money ahead of time to purchase it. If you don’t have the money to go out and get Total Money Makeover by Dave Ramsey right away, then start listening to his podcasts. You’ll learn a lot from other’s stories and what advice Dave Ramsey gives them.